Category Archives: Recent

How to Save Money Each Month Using Credit Cards

By Nathaniel Hutchinson

Contrary to popular belief, credit cards can help consumers keep more cash, as long as they utilize them appropriately. Here’s how you can use your cards to save money.

Where is Your Cash Going?

Most people waste a lot of cash paying monthly interest fees on their credit cards. If you could eliminate these fees by paying off your balance; you’d be shocked at how many hundreds of dollars wind up in your pocket. Unfortunately, high interest fees can make this very difficult. If you have the right credit card, however, you can eliminate your balance much quicker.

Save Money Every Month

Balance transfer credit cards allow consumers to move money from a high-interest account to one that charges zero interest. During this six-month promotional period, every dime you pay toward your card goes to the overall balance. By avoiding costly interest fees, you are able to zero-out your balance at a much faster rate. Once your account is paid off, those costly interest charges you have been paying each month will be gone; and you will be able to pocket some extra cash.

Finding the Right Card

Although balance transfer cards typically offer zero to low interest rates for a relatively long promotional period; they do charge transfer fees that can eat into your savings. Fortunately, a recent survey reports that these fees have dropped 12 percent over the past year, making these offers far more valuable than ever. That said, offers tend to vary substantially; so it’s important that you compare plans to find zero or low interest rate credit cards with the lowest upfront fees.

Save More with Rewards

You can also save money each month by taking advantage of rewards credit cards. Many of these offers provide consumers with cash-back on everyday purchases; while others offer gas rebates and steep discounts on airfare, hotel stays and specific brands of products. Just be sure to pay off your balance every month to avoid interest charges that will siphon away your savings.

How to Lower Your Mortgage Payments through Home Refinance

By Nathaniel Hutchinson Although soaring home prices have been bad for buyers, they've been great for homeowners. High home values ...
Read More

How to Paint Over Stained Wood

By Jim Dugan You can paint over stained wood if you apply the right bonding primer base, beforehand. Because stain ...
Read More

How to Lose Belly Fat Fast

More than a few Americans are burdened by the dreaded spare tire. Recently, our in-house health and fitness expert took ...
Read More

Weight Loss Programs that Actually Work

By Paul A. Achoa To lose unwanted fat at a fast rate, you must consume far fewer calories than you ...
Read More

How to Get Bigger Arms (with or without) Bodybuilding Supplements

By Jake Weathers Although many people claim they know how to build biceps fast, their techniques are usually successful because ...
Read More

How to Get Abs

By Jake Weathers Whether you're male or female, you probably want abs that attract attention. Unfortunately, most people don't know ...
Read More

Which Home Renovations Add Value? (And Which Ones Don’t)

Some targeted renovations can add equity to your home, allowing you to ask for more money when it comes time ...
Read More

How to Get a Home Loan in Today’s Real Estate Market

By Jim Dugan More and more people are having trouble securing home loans thanks to a variety of reasons. If ...
Read More

How to Save Money Each Month Using Credit Cards

By Nathaniel Hutchinson Contrary to popular belief, credit cards can help consumers keep more cash, as long as they utilize ...
Read More

Reverse Mortgage Home Loans Help Seniors Retire Earlier

By Nathaniel Hutchinson As prices rise and life expectancies ascend, many retirees struggle financially. A lot of banks provide reverse ...
Read More